Annuities and Medicare VA | Cornerstone Insurance and Financial Services

Don't Be Overwhelmed

Medicare Made Simple

Choosing your Medicare options shouldn’t have to be hard.
We are here to help!

Insurance That's Easy

We are dedicated to providing you with real service, clear numbers, and thorough advice to help you make the right choice for your retirement.

Protecting your retirement doesn’t have to be complicated. With good guidance and council, you can be confident in your golden years.

NO COST CONSULTATION

Let's talk about your plans. Virtual meetings are available. Coffee is on us!

RETIREMENTTEST DRIVE

Want to see what retirement will look like for you? We'll show you some numbers.

EASY TO READ REPORTS

You don't need a PhD to understand our illustrations. You get clear, easy reports.

LOW FEES COMMITMENT

We promise to keep your retirement costs low. Many of our products have no fees!

INCOME THAT LASTS
AS LONG AS YOU DO.

In order to retire well, you must first be able to retire. Do you have enough guaranteed income for everything life throws at you? We can help!

A Better Retirement For Everyone

Retirement is a puzzle in which all pieces are needed. With proper planning, you can prosper when you hang up the cleats.

GUARANTEED LIFETIME INCOME

We offer solutions designed to supplement your social security and pension with additional guaranteed income you can never outlive.

Life Insurance

Life insurance options change regularly. Our job is to stay up to date on products and services to help you find the right policy for you.

RETIREMENT CONSULTING

Retirement is never a time to wing it. Proper planning is the key to securing your golden years, and we can help!

SOCIAL SECURITY CONSULTING

It's critical to set up your social security benefits right the first time. We have the knowledge and experience to get it done.

Listen to what people have to say about annuities

Charlie & Marian Schrantz

Hi I’m Charlie Schrantz. I have 30+ years of sales and customer service experience. I left corporate America’s rat race in 2011 to become my own boss and help people achieve their retirement goals.

In 2014, I founded Cornerstone Insurance & Financial, a full- service independent insurance and financial services agency, brokering the top insurance companies for “Income For Life” Annuity, Life, Final Expense, Medicare health plans, and more.

I met my wife Marian when we were both in college. We are originally from the Buffalo, NY area and were college sweethearts who went their separate ways and reconnected and married on Valentine’s Day, 2021. Between us, we have 5 children and 3 grandchildren. My son Nathan is proudly serving our country in the US Air Force currently in Germany. Marian has a very diverse sales and marketing background, which includes almost 40 years in and out of radio broadcasting. She also worked in public relations, fundraising, and event planning. This all gives her unique talents when helping clients navigate the Medicare maze.

Nothing is more important to us than integrity and reputation. We know you have many choices when considering your retirement planning. Marian and I thank you in advance for helping you achieve your retirement dreams and goals.

Testimonials

I just wanted you to know how much I appreciate what you have done for me concerning my Medicare plans. Thank you for going the extra mile in helping me. I was so concerned and worried about what I was going to do and then I met you. You took so much time in explaining every option I had available and made it so easy for me to make a decision. I am so happy now that I can sleep at night knowing I made the right decision. Thank you.

Charlie and Marian helped to save my husband and myself over $1,000 a year on our Medicare health plans. We highly recommend doing business with them

Charlie and Marian reviewed my life insurance policy and discovered I was not getting the coverage I was told I was getting from another company. They got me the right life insurance plan that gives my family more coverage for less money. My wife and I highly recommend calling them for help with your life insurance needs.

Charlie sat down with me when I was planning my retirement. He helped me to develop a plan for my 401 K that will give me a guaranteed monthly income from my retirement account that is guaranteed not to lose principle. What a relief!

GET IN TOUCH

540-550-1537

9am to 5pm EST Monday to Friday

Serving Virginia and West Virginia

Partnered With

Annuity Companies

Fidelity & Guaranty (F&G)

Silac Insurance Company

Nassau Re

Global Atlantic

EquiTrust Life Insurance

Atlantic Coast Life

Nationwide

I understand that by providing the information above, an agent from Cornerstone Insurance & Financial Services, LLC may contact me regarding health plan options.